Check with Us Before You Add A Dog to Your Household
Americans LOVE their pets, but choosing the wrong dog breed can threaten your personal assets. At least two of the insurers we write for, Nationwide and CSE Insurance, have liability exclusions in their homeowners policies that deny liability protection for certain breeds of dogs, and that includes dogs of mixed-breeds with ANY portion of their ancestry that includes:
- American Staffordshire Terriers
- American Pit Bull Terriers or Staffordshire Bull Terriers; all commonly known as “Pit Bulls”;
- Doberman Pinschers
- Chow Chows
- Presa Canarios
- Wolf hybrids
- Dogs trained to attack persons, property or other animals
- ANY dog with a prior history of biting people or animals, as established through insurance claims records or records of public safety, law enforcement, etc.
Depending upon the severity of a dog attack, you can literally lose your entire personal wealth if your dog is responsible for serious injury or death of another human being and your insurance company excludes coverage.
PLEASE contact us before you bring a new dog into your household unless you’re 100% certain that dog has NO genes from the prohibited breeds displayed above.
Randy Brown is an agent for McDowall and Keeney Insurance, 865 Howe Ave, Sacramento, CA. He can be reached at 916-567-3233, or via e-mail at firstname.lastname@example.org . He specializes in rental dwellings and apartments and welcomes your questions on these and other personal and commercial insurance topics.
McDowall and Keeney Insurance Associates family has been delivering results since 1922. Our goal is to provide both a superior customer experience and tremendous value for our customers.
McDowall and Keeney Insurance
865 Howe Avenue
Sacramento, CA 95825